Industries
Instant, verified pay-ins and payouts for trading, investment, cross-border payments and FX platforms. Every transaction comes with identity and risk insight built in – so you can grow faster and stay compliant.
Real-time settlement
Yaspa delivers instant, verified payments and payouts – no manual details, no codes, no apps.
Customers can deposit or withdraw funds in seconds, whether trading commodities, crypto, FX, or even whisky casks.
Create closed-loop payments
Confirm account ownership instantly with real-time bank data.
Connect and verify accounts in under a minute – giving customers a faster onboarding experience and operators a smoother payment setup.
Let traders fund their accounts and withdraw profits instantly – whether they trade stocks, CFDs, commodities or crypto.
Instant deposits. Funds reach the trading account instantly, so customers act while the market moves.
Higher limits than cards. Bank payments handle larger deposits without card caps or chargeback risk.
Instant withdrawals. Profits land in the customer’s verified bank account in moments.
Closed-loop by design. Funds return only to the bank account verified at first deposit – a strong control for crypto exchanges and CFD providers.
Collect funds instantly for international transfers and currency conversions, verify every sender, and cut the cost of each payment.
Instant collection. Funds clear immediately, so transfers go out straight away.
Sender verification. Confirm the sender owns the account they’re paying from, which reduces fraud and supports AML checks.
UK and European rails. Faster Payments in the UK and SEPA Instant across Europe, with settlement in GBP and EUR.
Virtual accounts. For remittance and FX businesses, hold and reconcile each client’s funds in a dedicated account.
Let investors buy gold, precious metals and alternative assets straight from their bank account – straight away, without card limits.
High-value payments. Move larger sums than cards allow, with funds confirmed straight away.
Confirm the price. Funds arrive straight away, so customers can lock in the price they see.
Verified buyers. Confirm the investor owns the account they’re paying from, with an audit trail for every purchase.
Instant payouts when customers sell. Sale proceeds land in the customer’s account in moments.
Questions from financial services teams
Pay by Bank lets customers pay straight from their bank account using open banking, instead of a card or a manual bank transfer. They choose their bank, approve the payment via their own online banking or app, and the funds move in seconds. For trading, investment and FX platforms, that means faster account funding, fewer intermediaries, lower costs and verified payer details on every transaction.
In most cases, within seconds of a customer approving the payment via their own online banking or app. Payments run on instant rails – Faster Payments in the UK and SEPA Instant in Europe – so customers can trade, invest or send money straight away rather than waiting for a transfer to clear.
Yes. Customers authorise every payment inside their own banking app, using their bank’s security checks such as biometrics, so they never share card details with you. Yaspa is authorised by the Financial Conduct Authority (FCA) as a payment institution.
Every Yaspa payment is made from a bank account we’ve verified, so you know the account holder’s name matches your customer before any funds land. With their consent, Intelligent Payments then adds risk signals drawn from the customer’s own bank data – such as regular income, unusual inflows and third-party funding patterns. That gives your team evidence to support source-of-funds and enhanced due diligence checks, and helps flag activity that doesn’t match a customer’s profile without asking customers to upload statements.
Yes. Bank payments aren’t capped by card limits, so customers can fund larger trades, buy gold or send bigger transfers in a single payment. The maximum for each payment is set by the customer’s own bank.
Yes, for fiat deposits and withdrawals. Customers fund their exchange account from a verified bank account (where the customer’s bank allows it) in their own name, and withdrawals return to that same account. That gives exchanges fast on-ramps and off-ramps with a clear link between each customer and their funds.
Yes. Customers pay straight from their bank account, approving the payment in their own banking app – no card details shared and no manual transfer to set up. Funds arrive instantly, and the customer sees the payment confirmed straight away, so there’s no anxious wait while a large sum sits in transit. For assets like gold, where prices move during the day, it also means the purchase can be completed at the price they agreed. Payment limits are set by the customer’s bank and are typically far higher than card limits, making it a natural fit for larger investments.
Customers pay straight from their bank account over domestic instant payment networks, so there are no card scheme fees, no interchange and no chargebacks to absorb. Collecting funds locally in the customer’s own currency also avoids international transfer fees on the pay-in, leaving more margin for you and a better rate for the customer. Payouts work the same way, landing in the recipient’s verified account in moments.
When a customer withdraws profits, sells an asset or closes a position, Yaspa sends the funds to their verified bank account in real time, 24/7. Fast, reliable withdrawals build the trust that keeps customers depositing.
Our products
More than fast. Yaspa’s Intelligent Payments turn every transaction into real-time insights, linking identity, risk signals, and behavioural data. This means safer payments, smarter decisions, and faster growth.
Pay by Bank from Yaspa uses open banking rails to speed up customer onboarding, reduce failure rates, and cut costs.
From winnings to refunds, Yaspa powers real-time payouts – even cross-border – so funds arrive in moments, not days.
Bank-grade, biometric verification built in. Yaspa helps you stay compliant while keeping checkout seamless and secure.
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