Virtual Accounts

Create instant e-money accounts with virtual IBANs for your own business, or for your customers.

Ideal for managing funds and simplifying reconciliation.

Create accounts for your customers

Yaspa handles your customers' day-to-day money management, making aggregated payments back to your account as you choose.

Create accounts for internal use

Use virtual accounts to create multiple pots for your own money management; segregating your funds and automating payments and reconciliation.

Make payments instant

Your Yaspa virtual accounts can receive instant payments via Faster Payments (UK) and SEPA Instant (Europe), with immediate settlement and real-time notifications.


“With Yaspa, merchants can easily open e-money accounts (vIBANs) in Europe and the UK to receive and send instant payments. Our financial infrastructure allow customers to automate their sweeping and reconciliation processes in real time.”

Max Collinge | Head of Product at Yaspa

Product features


One-click payments

Make instant low-cost payments directly to your Yaspa vIBAN. Completed payment status shows when funds have landed so you always know where you are.


Create multiple accounts

Whatever your business set-up, create as many virtual accounts as you need - with multiple currency and Forex options to match your business needs.


API access

API connections ensure easy access and integration with your existing systems. Create, edit and delete virtual accounts easily.

Convert and retain

Easy payments in
one click

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Convert and retain


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yaspa vibans

Completed payment status

See exactly when funds have landed into your account.

Use Yaspa vIBANs to
transform the way you pay

Virtual bank accounts that you can create and manage 24/7.

Keep it flexible with Yaspa’s modular system


Transform your conversion rates with instant cardless payments that are super secure, super easy and settle in seconds.


Provide fast and secure payouts, withdrawals and refunds, direct from your business account to your customer's.

Account Verification

Reduce fraud and KYC time by verifying your customer's bank account in a seamless process, ensuring faster, risk-free payments.

Verification Plus

Transform your KYC with real-time data and insights on customer affordability, source-of-funds, and key markers of risk.

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