Open banking payments are rapidly reshaping the payments landscape across the UK and Europe – but for many businesses, the terminology, technology, and market evolution can still feel unclear.

What exactly is Pay by Bank? How does it differ from traditional card payments? Why are so many businesses exploring account-to-account (A2A) payments? And where does the market go next?

That’s why we created our instant guide to open banking payments.

Designed for payment leaders, product teams, and regulated businesses, this guide breaks down the key concepts, market trends, and commercial advantages behind one of the fastest-growing payment methods in Europe.

What’s inside the guide?

Download the guide to learn:

• What open banking payments and Pay by Bank actually mean
• How A2A payments work in practice
• Why businesses are increasingly moving beyond cards
• The benefits of faster settlement and lower fees
• How open banking reduces fraud and chargebacks
• The role of real-time payments and SEPA Instant
• What Variable Recurring Payments (VRPs) mean for the future
• How Yaspa combines payments with real-time intelligence and insights

The guide also explores how Intelligent Payments are helping businesses go beyond simple payment processing – combining payments, identity, fraud, and affordability insights within a single seamless journey.

Why download it now?

Open banking is no longer niche. Adoption is accelerating, regulation is evolving, and customer expectations around speed and simplicity continue to rise.

Whether you’re actively evaluating Pay by Bank or simply trying to understand where the market is heading, this guide provides a clear, practical overview of the technologies and trends shaping the future of payments.

Download the guide.